Bibs an Important Accessory for the Baby

Bibs they are one of the essential items which you need for a baby and I being a mom can bet on it. During breastfeeding or feeding, the baby spit-up and makes a mess. This mess is tuff to remove, and no one likes all those stains on the dress.

So, a bib makes our work easier as it saves us from managing those unavoidable messes. A baby Bandana bibs are one of those bibs which are mostly used by the parents to make the feeding simpler.

However, the first thing which comes to our mind before buying for Bibs is the type of fabric it is made up off. The top layer of the bib should be soft and absorbent to soak all the dribble and drools, and the backing fabric of the bib should be functional enough for all the drooling to be absorbed and not spoil the clothes of our munchkins. Few of the popular fabrics used for making bibs are:

✔  Cotton

Cotton bibs are one of the most used bibs in the market. The cotton is easy to sew and comes in many designs which makes it more accessible. It’s budget-friendly and super comfortable too.

✔  Jersey

This fabric is a little more expensive and bulky than cotton making it more absorbent. They are knit fabrics which are easy to wash and look stylish.

✔    Flannel

It’s commonly known as brushed cotton and is just like cotton but pleasant and fluffier to touch. The bandana bibs or the bibs made of these bibs are also catching the attention of the parents.

✔    Bamboo

This fabric can be used both for the top and lower layer. It’s a soft and perfect fabric for bibs with high absorbing power.

Type of Bibs

Now let’s know about all the varieties of bibs available for your babies which are not only comfortable but trendy too.

✔  Feeding bibs

Feeding a baby is a tough and messy task which requires some protection which can be achieved through placing feeding bibs around your baby’s neck.

Few feeding bibs have a pocket attached to it so that any food which falls from babies’ mouth falls in the pocket avoiding all the mess.

✔  Bandana Bibs

These are the trendiest and stylish of all the bibs available and also my favorite. They are perfectly pleated, which captures the drool and stops it from seeping to babies’ clothes and skin.

They are generally made-up of jersey cotton with microfleece backing. Many bandana bibs are attached with teether which can be switched out for almost any teether with a handle. It can be washed in the machine. The bandana bibs are very soft, durable, also reversible and give a stylish look of a scarf carved with beautiful designs.

✔  Drool Bibs

These are smaller sized bibs which are useful for newborns, it is also good for teething kids, and its pocketed design makes it possible to catch spit-ups. Moreover, you can put these bibs on babies for all-day-long without making them uncomfortable.

What to Look for For While Buying Bibs?

While buying bandana bibs or any other bibs for your kid, you must keep in mind three important things:

✔  Comfort

The bib should be comfortable to use and should be made of soft material. Even make sure that the bib is not very tight and is not rubbing against the skin of the baby.

✔  Easy to Clean

The bandana bibs bought by you should be easy to clean and wash. Since these bibs are made for catching everything that is thrown by the baby, so they get dirty easily. That is why they should be clean every day, which is why choose the washable bib.

All these bibs are very comfortable for babies as they are made up of manageable, soft fabrics. However, before buying if it has a perfect fit and stitch and gets wrapped around your baby’s neck correctly.

How a Digital Marketing Agency Can Assist Clients

Any professional digital marketing agency would help the customers in various aspects. All the business entities should have a strong online presence so that they can score well in SEO.

Therefore, while looking for a good web agency, the very first thing to look for is those professionals that design SEO friendly websites. A digital marketing company assists in developing a website that provides simple navigation, a responsive layout; smooth flowing of contents and a well optimized website. A website should be enticing enough to entice more visitors and clients. Here are the different ways in which you can select a good website development company.

Check the background of the company

Before hiring a SEO Company, it is vital to check the background of the agency, their work portfolio, qualification and also experience. An experienced company will have a good portfolio and also genuine testimonials. They will have consistency and sound reputation also. It would also assist in implementing innovation in the website development process. Therefore, the very first quality to look for in an agency will be ample experience, genuine customer interaction and a good portfolio.

The company should have skilled staffs

It always makes sense to select a good web design agency that includes experienced and dedicated staffs. All staffs should be well trained with proper designations like graphic designers, web designers, project managers and also the developer. Hey should also be able to fulfil the requirements of the customer. A proper web design company should also have a great idea about content maintenance, SEO and also testing and quality checking and also operating systems.

Must be true professional

A good company offering digital marketing London should be a true professional and should render quality services to the customers. They should also realize the business necessities of the clients and assist in enhancing the future profit and sales and improve the brand image of the company. They must also provide practical guidelines along with effective time management and also set new targets in every phase.

Maintain privacy

Privacy is important speaking of designing a good website. A good digital marketing agency should maintain privacy so that the website won’t be hacked. All the businessmen and competitors should never know the trade secrets of their client. Moreover, don’t always go for an inexpensive company. It always makes sense to go for a company that is a bit expensive but does the job effectively.

These are some of the tips to select a good website design and digital marketing company. If you follow all the above mentioned guidelines, then you would definitely be able to find a proper web designing company according to your requirements. Such a company will prove beneficial for your business in the long run and also help you to accomplish your business related goals.

Check Reviews –

Reviews and testimonials are the great way to check the reputation of an SEO company. Users will speak the truth. If a website got first page ranking in Google that is also a plus point to consider reputation of a Company because its not easy to get top ranking in competitive market. Now point is that out of top 10 SEO companies, which one you should pick, Answer is check their reviews. More positive reviews mean they provide the best results and customer satisfactions.


The Significance of Virtual Events

Denying their defeat in front of the Covid-19, events are going all-digital around the world. Far from being a degraded version of physical events, the digital version opens up new opportunities. If rightly emphasis on content and the attendees, these events become a critical key to growth and success.

But Why Do We Need This Change?

In many cities around the world, such as Calgary, Berlin, Bogota, and Mexico City, the containment has reduced car traffic so much that municipalities have decided to add vast cycle paths. Cyclists quickly took over these new places, which were returned by cars. Clearly, the usage has prevailed, and the health crisis has given birth to a new way of doing things.

This parable of the cycle path applies to many areas. The new uses, the new ideas that emerge during this particular year 2020, will have a significant influence on life after. It is, therefore, necessary now to think about the period of the “after”, this long cohabitation with the virus. Imagine ingenious solutions, virtuous practices during the crisis, which will survive a return to normal. And virtual events are one such solution.

What To Think Of When Planning A Virtual Event

Virtual conferences are gaining momentum during this period of confinement to avoid the total cessation of activities. Due to quarantine, searches like “virtual events near me” have bombarded the Internet. The planners trusted technology to allow their event to take place.

However, when it comes to conferences, the face-to-face experience represents excellent added value. It is, therefore, essential to make every effort to ensure that the virtual format offers the same feeling, the best results.

With the Coronavirus pandemic, any event manifestation cannot take place in the coming month. As a result, all the tools for virtual events are very successful, including live streaming. For those who aim to reach 3,000 or more participants, the process is quite complicated. For small conferences, several platforms are readily available online.

Think Of Audience Immersion

The content of your virtual conferences must engage the public. Participants do not attend your virtual conferences to hear information they already know. Offer engaging content that engages your audience. Make sure your event brings added value to everyone who participates.

So, favour the immersion of your audience. The interaction must be possible. Technology offers several tools to do this. Video calls, messages, podcasts, attractive graphics, live chat, and more – you’re spoiled for choice.

Leverage Your Partnerships

Your partners make a significant contribution to the financial development of your virtual conferences. In return, visibility is the best proposition. The appearance of their logo in shared documents, broadcast of the videos presenting their products during the event, etc. are therefore to be preferred. Thus, they also participate in most of the events. Make sure that they can also communicate and share their experiences with the participants.

Plan An Effective Marketing Strategy

To reach your target number of participants, you must communicate about your event. Since virtual conferences are not usual, create media that will have more impact. Show that you genuinely care about the well-being and safety of your audience.

Social media, emailing, and any other digital marketing tool will be of great help to you. Finally, when setting the participation price, make sure it is fair and competitive. This will make it easy for people to access your virtual conferences.

Read more: Lifehacks

Final Thoughts:

In times of COVID 19 pandemic, when your attendees are unsure of their ability to participate, online events are a smart way to collaborate. It ensures that the human connection is not lost. So, it’s up to you to organize the setting up of a hybrid event. The organization of trade fairs, with exhibitors and visitors, can be transposed online.

With the help of traditional tools you can, for example, organize a virtual fair. As with publicizing your physical event, social networks are your allies. Given what is happening, maybe it is time to change the physical lounge with the traditional living room. Finally, don’t forget that virtual events in the US, UK or any other country offer time savings and a real-time solution!

Reasons why you need to add FD in your investment list

FD in your investment list

“When you invest, you are buying a day that you don’t have to work.”

This quote by Aya Laraya explains the importance of investment in people’s life. The current world presents numerous investment options, and this often confuses the investor. Are you unable to choose the correct investment option? Here is an advice for you:

Add fixed deposits to your investment portfolio. Start your saving with a fixed deposit for yourself or your family. Although it is an age-old investment option, it is still regarded as one of the smartest investment choices. Find the best FD interest rates and choose your plan now. You will enjoy benefits like simple online application procedure, high security of your money with assured returns, flexible investment tenure, etc. Diving into the details, the following are the benefits of adding fixed deposits to your investment lists:

1) Zero risks: Most of the investment plans available in the market are volatile. They depend on the overall economic scenario and the profit of the company. The interest availed at the end of the investment period depends on the profit of the company. Thus, these plans have a higher risk of getting lesser interest, and sometimes your funds may reduce at the end of the lock-in period. This is not the case with FD. The interest rates of FD do not depend on the profit or loss of the company. Rather they are fixed at the beginning of the process. Thus, FD provides a risk-free investment environment.

2) Easy loan against fixed deposits: Once you lock your money in FD, it becomes your asset. You can also avail loan on this FD. The maximum amount of loan that can be sanctioned on an FD is 70% of the FD amount along with a competitive interest rate.

3) Assured returns and High security: Investment options like stock-market, mutual funds, share markets, etc. are subject to higher risks as they are dependent on market conditions. But while investing in an FD, you get 100% assurance of the return of your principal amount as well as pre-decided interest. In an FD, you will be totally aware of the return amount that you will gain after maturity. Thus, you can set your financial goals with greater confidence. Moreover, you can invest any amount under an FD depending on your savings.

4) Flexible withdrawal of funds: In case you are stuck in any financial emergency after investing your savings in FD, there are provisions for withdrawing the money before the FD matures. Though you need to pay a certain amount as a part of the fees, the process is not as complicated as the withdrawal procedures in other investment plans.

Thus, a fixed deposit is a highly flexible and secure investment option. Apart from this, it provides attractive returns. So plan your future by building your wealth through fixed deposits. It acts as a treasure for your financial backup and a shield in the time of financial crisis.

“Invest your money today, build your wealth, and enjoy a happy and wealthy future.”



Complete Procedure to Get Loan Against Your Fixed Deposit

Around Rs.3.29 lakh crore worth of unsecured loan quantum was disbursed in the last quarter of 2018. Personal loans are easily accessible and available, highly beneficial to meet immediate financial needs.

Even though one can avail a significant amount, the interest rates for such personal loans are higher compared to most other loans. As such, chances of defaulting on these loans are high also. 

To avoid such situations, one can consider opting for a loan against fixed deposit. Interest rates are also more affordable compared to those on unsecured loans. One can also opt for loans against the fixed deposit if they do not have a –

  • Satisfactory CIBIL score.
  • Other assets such as property.
  • Do not meet the required eligibility criteria for personal loans.

Application procedure

To avail a loan against fixed deposit, one needs to apply to the same financial institution with whom they have a fixed deposit account. Top financial institutions even offer online loan application facilities.

One can download the application form from their online website. However, you may have to visit the branch to submit the required documents along with the application form.

Accordingly, you should verify the application process as required by your lender.

Documentation required

One needs to submit the following documents while applying for a loan against fixed deposit –

  1. Receipt of fixed deposit.
  2. Duly filled in application form.
  3. ECS mandate.
  4. Cancelled cheque.
  5. Other related documents as required by a lender during loan processing.

An individual should note that the ECS mandate and cancelled cheque is required only for non-cumulative fixed deposits.

Eligibility criteria

The eligibility criteria to avail a loan against fixed deposit are straightforward and easy to meet. The following individuals with a fixed deposit account are eligible to apply for a loan –

  1. Resident and non-resident Indians.
  2. Organisations including partnership firms, sole proprietorship and group companies.
  3. Hindu undivided family.
  4. Trusts.
  5. Clubs and associations.

Other benefits of availing a loan against fixed deposits are –

  • The loan can be availed against domestic as well as NRI fixed deposits.
  • No processing fees required.
  • Furthermore, the loan amount can be repaid in instalments or as a lump sum.

One can also avail other features and benefits on their fixed deposits besides opting for a loan at attractive interest rates.

Features and benefits of fixed deposits

  1. Online application process – Most financial institutions offer hassle-free online application procedure for fixed deposits with nominal documentation. It enables customers to save valuable time. To apply online, one can visit the financial institution’s official website. Then they have to fill in and submit the online application form along with the required documents.
  2. Multiple deposits with several cheques –     Some financial institutions such as Bajaj Finance allow their customers to pay the amount for several fixed deposits with a single cheque. One can also opt for a different tenor period for separate deposit and fulfil their emergency finding needs by withdrawing cash from any of the deposits before time.
  3. Affordable minimum deposit amount – One can invest a minimum amount of around Rs.25,000 and earn interest on it and grow their wealth. In this way, an individual who has just started his or her career does not have to wait for a significant amount of time to accumulate a more considerable amount to invest as fixed deposit.
  4. Systematic deposit plan – Salaried employees can also avail a monthly investment option like systematic deposit plan for saving for retirement. Under this plan, they have to make a small deposit every month, which will be considered as a fixed deposit. The interest is calculated based on the interest rate on the date of the deposit. The depositor can choose the number of deposits that they want to carry out under this plan which can range from 6 to 48. Each of these deposits will have a maturity period of 12 – 60 months. This plan will enable you to increase your retirement savings over time.

Fixed deposits are one of the safest investment options that assure you significant returns throughout. You can also streamline your financial plan by calculating your interest beforehand using a fixed deposit calculator. Opting for a loan against fixed deposit will, therefore, provide you with the emergency funding that you need without putting a financial strain on you.

The Detailed Review of Apple Watch Sport Band

For people who are confused about the Apple Watch sport band can now relax. All the complexities in choosing an Apple watch band are now taken out of the picture. Yes, we are going to review the Apple watch sport band with all its variants. After all, you want to retain the premium factor that Apple watches being with them. It’s about choosing an Apple watch band that matches not only your personality but also your preference.

In this article, we give you the most detailed review of the Apple watch sport band. We will also compare with other options that might do a better job in that department. For example, if in a formal event, the Apple Watch Milanese loop does a better job, we will mention the same. So, let’s start with specific points.

The Points of Discussion

  • The Design

If you have seen the old Apple band design with high performance silicon, the design is pretty identical. It is a high-quality rubber that is embedded with tuck under clasp for the band to be snug and secure. It’s not like they’re designer tracks you in the first look. But its simplicity is always better than any other type. If you go through the Apple watch Milanese loop all the chain-link bracelet, they are specially meant for formal get-togethers. The Apple watch sport band is to bear the sporting activities you do outside.

So, for all those people who attend office meeting, corporate events and other formal events quite frequently, do not go for this option. it’s to make your life faster than usual as fastening and unfastening the band is pretty quick. It all comes into the design if you find it relatable With your personality. The high-quality rubber and other materials indicate that it is the perfect option for anyone who wants to show off premiumness.

  • The Wearability

For someone who is not used to wearing watches, the Apple watch sport band can be a good option. With the simplicity of fastening it and almost negligible maintenance efforts, this Apple watch band comes on the top in this department. The rubber band is not itchy or uncomfortable at any given point. Even if it is warm outside, it only attracts dirt, and that is pretty normal for any band.

You might have to get used to the clasp, and it’s ticking sound. But once you do, you’ll be at home wearing the Apple watch sport band.

In this case, the leather Apple watch band is the worst. It requires an abundance of maintenance efforts and is a big reason for sweaty wrists if worn for long.

  • The Style

As mentioned above, the style of the Apple watch sport band is up to you. Whether you choose the Apple Watch red sport band or the Apple pink sand sport band. It’s all up to the styling preference. Just like apple offers many of its smartphones in product red, the red colour in balance is always special. You can instantly get attracted all the ice to your sport band. However, it’s not meant to do that. Still, if you can pull it off, you’re good to go anywhere. Yes, we are talking about some casual get-togethers as well.

If you’re looking for utmost versatility in an Apple watch band, The Milanese loop is your best bet. It’s because of its mesh-like design that allows you to engage in sporting activities. The air can easily pass through, and there’s no chance of sweaty wrists. Also, it’s formal enough for you to attend every corporate event and parties without any second thought.

  • Durability and Maintenance

If You think closely, you might wonder that there’s a trade-off between ruggedness and appearance. However, this is not the case with the Apple watch sport band. You can get the perfect look along with the rigidity of a durable Apple watch band. If you add on the bumper case with this Apple watch sport band, a subtle external shock won’t do any bad to your device. The bumper case protects the dial, and the band is durable in itself. You have to put in zero effort for its maintenance.

Also check our reviews on escortfish.com

However, you have to be careful enough to not put any scratches while you are outside. And that’s all. Imagine how convenient it would be to get a band that has everything in its package.

The Bottom Line

You can find it overwhelming to get an Apple watch band that does everything perfectly. However, that is not possible because there’s a drawback of every material, size and colour. So, the trade-off that is willing to make are the ones that let you finalize your decision. And the Apple watch sport band is the one that is really worth considering. We recommend you to buy it if all the factors are in your favour.

Top 10 qualities for HR professionals in 2020

Source: Media.bizj.us

The business world is a very dynamic one today, and no part of it remains unaffected by constant changes. Human resources (HR) too is seeing significant changes and major trends, and staying on top of these factors could be key to successful hiring and talent management in 2020.

For an HR professional, it is important to be equipped with the latest tips and tricks so that all aspects of recruitment could be carried out successfully. These qualities will also help the person to stand out and do well in his or her HR career. Read on to know the most important qualities for someone working in HR.

Be ethical

One of the most important qualities, this is a must for success. There needs to be an understanding of how to apply ethics to daily work situations, as there will often be cases where the practicality of action is more important. The person must be able to figure out what is right or wrong.

Stay vigilant and open-minded

One of the best parts of an HR career is the chance to learn on the job every day. It is advisable to stay attentive to the newest trends and tactics and use the same to optimize the recruitment process. Also, watch out for how other companies work with their employees to keep them engaged and motivated could be a great way to learn something new to implement at work.

Communication is important

For any job role, and even more so in HR, clear and calm communication is essential. A friendly relationship with employees makes it easier to deal with some sensitive issues or tricky legal matters, where a cool head works well. Being a patient listener is good, as is clearly communicating expectations from team members and where they stand in relation to the same – both of these are critical for success.


Good verbal communication often comes to the fore in recruitment, where there is a lot of back-and-forth communication in sourcing candidates for open job positions. An applicant tracking system combined with a proper communication center is of immense help.

Problem-solving skills are helpful

An HR professional is often considered a proxy for a problem solver, as employees tend to come to HR for the problems they face. A calm approach and no panicking keep up the faith of the team in you and the HR department, as they will trust that they can come to you for any issues.

Controlled risk-taking is needed

The HR team tends to be the most risk-averse, as a decision to hire someone without due thought and process – i.e. with a lot of risks – could seriously backfire, often more so that other risky decisions. It is important to for ways to improve hiring efforts and recruitment strategies, as much as it is to build and portray a strong brand as an employer. Recruitment software can help to streamline hiring processes and to build employer branding on multiple platforms, including social media.

Be an example people want to follow

Apart from hiring, great employee experience and satisfaction on the job are also key responsibilities of the HR team. These are often put to the test when, say, some HR formalities must be carried out or a seminar is to be attended in addition to regular work. In such a situation, an empathetic demeanor and a calm explanation of the benefits of and the need for certain tasks could work wonders in getting them on your side.

A well-organized approach is a must

In the course of their HR careers, people in the HR team handle not just hiring of the best talent, but also employee development and well-being, as well as planning and managing multiple activities. Here, it helps to be well-organized, especially across the various parts and steps of the entire recruitment process.

You need to multitask

A lot of tasks have to be juggled when the best talent has to be hired. Posting jobs on multiple fora, inviting applications, screening, scheduling interviews, onboarding successful candidates and more all need due attention for a proper recruitment process. An HR professional needs to do all this well in order to stay on top of the game.

Take tough decisions

It is impossible to keep everyone happy, especially when you are a part of the HR team. Be it new corporate policies, team outings, or almost everything else, there will be more than one disgruntled voice among the group, challenging a decision. What is needed is the confidence to pursue the decision, and not back down under pressure. Surveying employees for the most acceptable decision or course of action for them could mitigate opposition to a great extent.

Rely on data and use it well

During an HR career, advanced sourcing must be used to build the right talent pool for the organization. The HR professional must be well-versed with candidate resumes, HR policies, and all other information needed to find the best candidates for open roles.

For someone looking to enter or grow in the HR field, certification is a great career decision. A certified HR professional possesses the latest knowledge and skills needed to make great hiring decisions and also demonstrates his or her seriousness about his or her career. Therefore, pick a good HR certification and move ahead on your career in HR!


Virtual Event Promotion Tips During COVID-19 Pandemic

People around the world are suffering from a Coronavirus outbreak and it has also destroyed the whole market for running a business. Overall, you will see the same situation in which all types of businesses have been stopped responding. Professional events are considered as the backbone of the business industry and all events in different parts of the world have been canceled due to coronavirus attacks. Many people have lost their lives due to a serious attack of coronavirus and the only thing can save us from getting affected by this virus is to maintain social distancing. The only reason behind the cancelation of professional events that people should have to maintain a specific distance from each other. This virus uses to transfer from one person to another through greetings and handshakes. No doubt, people are practicing the good thing by staying at their homes. The whole world is fighting to remove the effects of Coronavirus from the world completely. Let’s see how much time it will take to remove the pandemic situation from the world.

The role of modern technology in the field of business is much appreciated. It has provided the best factors for supporting the professional industry with a great supporting role. Today, we have almost every type of brilliant solution through utilizing which we can better operate our business cycle as per normal. Moreover, technology factors and its introduced devices like iPad hire, laptops, tablets, notebooks, and many others are also incredible to support the professional industry even in the pandemic situation. Here we will let you know the best supportive features of these devices to promote business operations in COVID-19 situations.

The Role Of Professional IT devices To Support Professional Industry:

Through brilliant and intelligent support of these professional devices organizations have decided to start work from home. This option is brilliant and supportive of the whole business industry and it will also enhance the benefits for every section in a better way. WFH option has appreciated all over the world and employees are feeling safe and secure along with their family. The only reason is to allow the WFH is to ensure people that everything can be handled through using modern technology and its introduced devices.

Any type of task can perfectly handle using these professional devices. Just you need reliable internet connectivity through which you can better get in touch with the other mates without any hassle. You can also share every type of update with each other related to the business benefits. Feel free to utilize these factors in your organization as well to start a WFH option. This is the best solution that will never make you feel down by any chance.

You can perfectly promote your online event through using modern tactics and it will help you out to manage everything perfectly without any hassle.

Tips To Promote Virtual Event During COVID-19 Outbreak:

These tips will help you out to boost business intelligence and you will also get the right solution to deal with event promotion during the COVID-19 outbreak.

1.     Email Marketing Solution

Email marketing is the strongest platform that will never make you feel down by any chance. You have a complete choice to get selected the best format to spread the news among your attendees by all means. Just you need to set the best and impressive format to notify the people to join you through Virtual Meeting or Event. Send them complete information about the event so, they could join you to get real-time updates from you respectively.

You need to arrange for the virtual place where you can manage the virtual event live streaming without any hassle. In this way, you will get better chances to manage your live stream event perfectly without any hurdle, and people can also get you clearly in every phase. The respective solution is widely appreciated and it has provided a lot more stylish opportunities to the organization in the Pandemic situation as well. Feel free to get utilize the email marketing solution and also arrange for the virtual place.

2.     Update Your Existing Clients

It is also very much important and compulsory to update your existing clients about your event. They will also join you and they will also get updates from you accordingly. Feel free to select the right piece of the solution to update your existing clients and they can better get know about your attractive things by all means.

3.     Promote Your Event Through Social Media

Social media is the largest platform that will provide you the best and effective solutions to boost any type of news or product all over the world. Moreover, you can better create an illusionary factor all over by maintaining the best theme and content of the event that will easily attract others towards you. Through the ipad hire option, you can better get in touch with your clients from different parts of the world.

All these strategies are very much advance and useful to continue business operations frequently. Moreover, you will perfectly find this option reliable and secure and you can easily get benefits during the COVID-19 situation. Just you have to utilize these factors intelligently to manage everything in a better way.

Avail medical treatments now and pay later with a health card

A sudden, unforeseen medical need can deplete years of savings at one go. It can even force an individual to seek unsecured financing options to deal with the need for cash at such a time, causing additional burden. Availing an EMI health card can prevent such issues.

One of the crucial health card benefits is that it allows a cardholder to defer payments for all medical treatment to a later time. Thus, instead of paying the substantial bill immediately, an individual can convert the entire outstanding amount into equated monthly instalments. Doing so reduces one’s financial burden considerably.

Also, the presence of such a facility enables individuals to seek the most advanced treatment, without worrying about the expense.

Advantages of a health card

Besides this EMI facility, health card benefits include the following –

  1. Fast and hassle-free approval

During a medical emergency, an individual cannot afford to wait for card approval. Under such a circumstance, one requires financial assistance as soon as possible. Any delay can compromise the quality of treatment, thereby posing a serious threat to the patient’s long-term well-being.

Fortunately, an EMI health card guarantees instantaneous approval for eligible applications. Further, since this is a digital card, approval also means that the cardholder can begin using it immediately to pay for medical expenses.

  1. Flexibility of tenor

Based on the medical dues, a cardholder can pick a suitable tenor for repayment. If the outstanding amount is substantial, one can opt for a tenor ranging up to 24 months or 2 years. This should be a sufficient period to repay the entire sum without overburdening your finances.

Conversely, an individual who can afford it may clear the debt in two or three months. This flexibility is amongst the essential health card benefits since it helps limit financial burden for the cardholder.

  1. A single card for the entire family

The Bajaj Finserv Health EMI Network Card is one that supports multiple family members, instead of just the cardholder.

If you avail a card, its benefits are available to you, your spouse, children, siblings and parents. Nevertheless, keep in mind that the pre-approved limit on such cards is shared amongst the beneficiaries.

  1. No documents required

Documentation is often a major part of availing such cards since financial institutions tend to follow a strict protocol regarding the same. However, an individual needs to provide zero documents to opt for an EMI health card.

This is possible primarily because only pre-existing EMI network members are eligible to avail the healthcare card. Therefore, card providers already possess the relevant documentation of these clients.

Thus, when you decide to apply for a health card, you can do so without arranging any specific documents. This further reduces hassle for an applicant and ensures a faster approval process.

  1. Covers almost all forms of treatment and medical procedures

The list of treatments that one can avail with the card is expansive. Starting from dental surgery to cosmetic procedures, nothing is off-limit for cardholders.

Listed below are some areas of treatment that an individual with the card can pursue –

  • Stem-cell treatment.
  • Urology
  • Bariatric or weight-loss surgery.
  • Skincare treatments.
  • Pulmonology.
  • Plastic surgery.
  • Maternity care.
  • Obstetrics and gynaecology.
  • IVF treatments.
  • General surgery.
  • Cardiac surgery.

These are just some cases where one can use the EMI health card to convert their bills into hassle-free EMIs.

  1. A wide network of hospitals and clinics

NBFCs have a large network of hospitals spread across 1,000 cities in India. This includes more than 5,500 individual hospitals, nursing homes and other medical facilities. If an individual seeks treatment at one of these places, they can directly use their card to settle bills after treatment.

The expansive network also ensures that you have several such hospitals near you, making it easier to avail the health card benefits even during emergencies.

  1. Nominal one-time fees for the card

Interested applicants often assume that such a card is expensive to avail and maintain. However, this is not the case here.

Bajaj Finserv charges a reasonable one-time fee from applicants. This fee depends on the type of card you pick. The insta variant of the card costs Rs.707 only, whereas the non-insta card comes bearing a price tag of Rs.589.

Cardholders do not need to pay any additional sum for the card. Therefore, the expense of maintaining such practical medical financing devices is reasonable and affordable.

Apart from these features, you can also look forward to a plethora of attractive deals at partner pharmacies. From discounts at Apollo Pharmacy to rebates on in-house pathology tests at Metropolis Labs, health card benefits are numerous.

Interested individuals can apply for the health card online. They can also check the pre-approved limit for their cards by entering the registered phone numbers during application.

Tips To Select Swimming Pool Tiles

As a matter of fact, a pool looks dull and boring without pool tiles. With the help of these glass tiles, the look of the house and the swimming pool elevate. If you are thinking of getting the glass tiles for your swimming pool and you think that it is all about color design and aesthetics then you are totally wrong.

Here are some of the tips that will help you in selecting the right pool tiles. It will not just give you an awesome swimming pool but a stunning experience that is welcoming and safe for usage especially if there are kids around in your house.

Make a Budget

Money is the foremost thing which is required when you are thinking of buying glass tiles. There must be a specific budget that can help you with deciding the type of tiles you want for your pool because the more beautiful and intricate the designers, the more expensive the tiles will be. Setting a budget can definitely help you in purchasing something which is desired. So, it is very important for you to prioritize a budget before you go forward with purchasing the pool tiles for your house.

Prioritize Safety

Whenever you are choosing the pool tiles for your swimming pool, you must check the area outside the water and make sure that you are using the slip-resistant tiles. Because these are the tiles which will help prevent all these slips and are beneficial for the kids as well. Most of the time, the poolside is wet and you need to have the tiles which have surfaces that eliminate slipping. In this way, you can enjoy safety for yourself as your kids.

Select to tile with a lifetime guarantee

If you really want to avoid the changing of pool tiles all the time due to the pressure, usage of the weather conditions, it is always advisable to get the pool tiles that have a guarantee against the color feeding or damage. This will definitely give your pool a beautiful appeal and will also not burn a hole in your pocket. Always select the pool tiles with a lifetime guarantee to save yourself from all the further expenses.

Choose a simple yet elegant design

Always go for a design that would fit your pool in the best possible manner. There are many decorative tiles at different prices. You need to decide on how you want the look of your pool. Once you have decided the look of the pool in your mind, you can combine the plain color tiles with the intricate ones and arrange them artistically to get a visual impact of your swimming pool.

Go for the durable tiles inside the pool

Everyone knows that the tiles are used on both the sides of the pool are totally different. The ones that you are going to use as the wall tiles and for the floor are made from pebble stones, slate and this must be durable and slip-resistant because you are going to spend your time inside the pool.

Select colors that reflect light

It is always advisable to go for the pool tiles that are blue or white in color. This is because it reflects light and makes it more attractive. Always avoid using dark colors for the base of the swimming pool as it will be less evident according to the depth of the pool. Always try using contrasting colors for a very elegant and attractive touch for the swimming pool. Not only this, but you can also use bright colors along with the creative patterns to add some splash in your swimming pool.

To briefly conclude, apart from the color, reflection, durability, reliability, design, and other factors there is one factor such a size which also matters a lot. You must go for the bigger ones to give your pool a commercial look because the smaller ones will give your pool a detailed look for staff, on the whole, you must go for the tiles that are easy to maintain and last longer to retain that beautiful look for a pool.

Happy swimming!