Maintaining a fleet of golf course equipment can be a tough job. It’s all in your hands. As a superintendent, you should have the basic knowledge of how each equipment is utilized. However, with the cost being high, only primary education is not enough. The competition doesn’t help with the decision making either. It poses some burden on your facility to perform as well as it can. The only thing it does is Providing the footprints to follow.
For all the beginner Golf course facilities out there, you can definitely run through the maintenance schedule of those established ones. As one of the keen observers of golf courses, we can definitely say that turf equipment plays a huge role. Consequently, how you accumulate all these equipment makes or breaks your Golf course facility.
In this article, we will discuss the methods of accumulating and maintaining Golf course equipment. As mentioned above, it’s essential to analyze these practices for future decision-making.
A brief comparison between buying new and used Turf Equipment
As you know that Golf course equipment can be bought in a brand new or second-hand condition. It totally depends upon the budget and the requirements of the golf course. Not only that, but you can also factor in other pieces of information in this decision-making process. For example, resale value, the sustainability of the facility, the brand name, long-term purpose fulfillment, etc.
If you have a low budget and limited requirements, the best bet is buying used turf equipment. However, if you think that your golf course can maintain brand-new equipment as it is for long, you can go for the brand new. However, in most cases, the used turf equipment proved to be more profitable. When it comes to other factors, the resale value is also much more in proportion in case of used equipment. Also, the brand name influences your decision. The used turf equipment from only reputed brands is recommended. You cannot just trust any other seller in terms of the durability of used equipment.
In conclusion, it totally depends on your requirements. Your current financial situation has a huge say in this decision. In fact, if you have a low budget, used turf equipment are a great way to adjust.
A brief comparison between leasing and buying Golf course equipment
One question that you might ask is to lease or buy the equipment. Yes, it’s a valid question. Again it depends upon your financial budget and the amount of capital expenditure you want to do. Leasing Golf course equipment can give you the flexibility of investing your budget somewhere else. Whereas, when you buy the brand new equipment, you are tied to one place. You can spread the same budget on several periods if you lease the equipment. It’s a very productive option as Golf course maintenance goes unhindered.
You just have to take care of the leasing terms. Moreover, leasing gives you an option to replace the equipment as and when required, without wasting much of your resources. Whereas when brand new equipment are sold, their value differs significantly due to depreciation.
So, you can simply improve your golf course maintenance quality with leased equipment. The golfers in your facility will have a better experience for sure.
In conclusion, you are better off with used turf equipment and leased tools. You have to strike a balance between your budget and the quality of Golf course maintenance. Keep in mind that used equipment are when you need the equipment for longer, whereas leased equipment are suitable when there’s a chance of replacement. That’s what it takes to assess your current situation.
Freezing can sometimes lead to bursting in pipes. So you need to catch it on time; otherwise it can make the other pipes leak as well. Along with this, it may experience severe physical damage, rust, and other installation issues that can develop a hole in the pipeline. Remember, even a small dribble of water can also damage the drywall or either ruin the floor tiles. And this might cost you hundreds of dollars to get the burst pipe repaired. That is going to be a significant issue.
Often, pipes can begin to run just behind the drywall area, leaving shabby marks or dampness around the same. In a multi-storey property, pipes running towards upstairs, bathrooms, or laundry areas can bring down leakage to the ceiling. If you see any visible signs, then you can quickly locate the leaking spot. Indeed, it depends on the location, and there can be chances that you might need to remove a particular portion of the ceiling or drywall to repair the burst pipe.
Any hole in the pipe indicates that water may come through the attached faucets. It sometimes causes a decrease in water pressure. It can be noticed while washing hands, taking a shower, or filling the sink. Whereas low water pressure can increase clogging in sinks and toilets. In case of a sudden drop, it means that leakage is happening.
Discolourations in the water, when released through the faucets, is a clear clue that leakage is there. There can be brownish water that indicates the pipe has rust internally. On the other hand, odours can also be the reason behind the pipe leaks, and they can make the sewage hard to push out of the home. It can again pose a severe plumbing issue.
When the leakage becomes severe or remains on for a more extended period, you may observe drips or gushing water coming out of the holes. Here, follow the source to know where the pipe is bursting. If ignored, then it can create uneven puddles near the leaking source. To get rid of sudden sinkholes or puddles, better call a professional right away to investigate and repair the burst pipe.
Unusual sounds are also one of the reasons behind a leaking plumbing system. Bubbling or whistling sounds can be there when the air gets in the sewer line. Burst pipes that are dented may also produce whistling sounds when the water tries to enter through the contracted section.
Generally, exposed pipes that pass through the base area of the sink can also exhibit signs that the tube has burst. Condensation or frost also indicates that water inside the pipe is frozen. Bulges in the hose often mean that water inside is expanding and frozen, and may also lead to a pipe burst.
Hefty water bills
Wondering why your water bills are high all of a sudden? The massive bill can also be a clue that the water pipe is leaking or burst. Even though you don’t consume water, when you find the water meter running rapidly, then treat it as an indicator that you need to repair the burst pipe.
Locating the leak
Sometimes, the burst water pipes are not easy to identify. You may only be able to trace when you source a leak or drip, or either stain on the drywall area. Rest of the holes or dribbles are hidden behind the walls and might not be that obvious.
If you trace a leak, the first thing you need to do is to figure out the water mains. Then switch off the appliances that utilise any faucets, toilets, or relevant sources. Now carefully examine the water meter, and after a period of half an hour check again if it moves back or not. If it does, then surely there is severe leakage. So once you notice the leak, look for any professional plumber nearby for burst pipe repair.
Crystal healing isn’t new to the world; it’s a sacred science that humans have been using for millennia to harness the healing abilities of crystals. Although many people weren’t aware of these stones earlier, they became popular worldwide in the last few years as their immense power was rediscovered. These gemstones are known as healing crystals that can improve health on three different levels: Physical, mental, and spiritual.
In this crystal healing: the complete practitioner’s guide, you are going to learn the working of crystal healing, its types, methods to use, and the right way to choose a gemstone. First of all, one needs to know the basics of the ancient practice.
What is Crystal Healing
In the 21st-century, it is an alternative medical technique that helps cure some kinds of ailments using crystals. Here, negative energy or disease-causing energy of the body is replaced with positive energy. There are many types of stones used in this process. Each of these gemstones is filled with unique energy and healing abilities for body, mind, and soul.
However, transferring energy into the human body isn’t easy. There are experienced practitioners who harness energy from these stones and transfer it into the body.
How Does Crystal Healing Work
As per science, everything in the universe has energy. From humans to objects and everything in between, all of them have vibrations of energy at different levels. Crystals have energy, which is similar to the energy in human body cells. It is why these stones are effective in treating ailments by transferring energy.
There are studies in the past that have identified energy in crystals that help in various kinds of activities. For example, small quartz crystals are used in watches and gadgets like smartphones and computers. People do not realize, but healing crystals have energetic properties that are used to power modern technology.
When it comes to the use of these earthly elements in the medical world, many pharmaceuticals are the most obvious example. Minerals inside these crystals are used to make different types of pharmaceutical products.
This crystal healing guide also confirms the use of crystals to attract or repel energy, similar to a magnet. When a crystal is placed on the body, it transforms energy through vibrations to remove negative energy. However, it is necessary to place the crystal at the right place on the body for its healing abilities.
What Type of Healing to Expect from Healing Crystals
Crystals can help heal a human on a physical, mental, and spiritual level. It can cure some sort of pains, anxiety, headache, depression, and other ailments. Also, it makes a wonderful help to accelerate meditation practices.
Whether someone wants to use these gemstones for body, mind, or spirit, they can help resolve an issue in three ways.
In this type, the stones are used to remove certain energy from the body and replace it with positive energy. Similar to a magnet, these minerals attract negative energy to absorb it. One can learn the art of using crystals for removing and absorbing energy by joining a crystal healing course, which is different from a free course that tells the basics of the practice.
In addition to eliminating the unwanted energy from the body, the practice can be used to transfer positive energy. Here, resonant frequencies are induced to transfer energy to the mind, body, and soul. A crystal collects energy from the surroundings and transfers it to a body.
Sometimes, a body needs its energy to be balanced. It is the time when an individual’s energy is misaligned. Experienced healers use these colorful stones to infuse energy into the body and make the perfect balance of it.
How to Use Crystals
There are different types of crystals, and each of them has its own healing abilities. Also, they can collect energy from the universe and transfer them. It means there is an enormous amount of healing energy out there waiting to be collected. This crystal healing: the complete practitioner’s guide tells different methods to collect that energy and use it.
- Wear a Crystal
Crystals are beautiful, colorful gemstones that people can wear similar to a jewelry piece. Apart from that, they can be kept in a pocket to reap their energy-healing benefits all the time.
- Place a Crystal on the Body
Experienced crystal healers know how and where to put crystals on the body to avail their benefits.
- Meditate with Crystals
It is said that crystals hold information about the universe, and a quartz crystal can have as much data as more than 22,000 iPhones. By using a gemstone during the meditation process, one can have life-changing insights.
In this way, healing crystals become useful gemstones that help people on different levels. One can choose a crystal after considering its properties and healing abilities.
The year 2019 recorded 48 lives being claimed due to dengue by mid-October. More than 67,000 individuals had been diagnosed with the ailment, as has been reported by the National Vector Borne Disease Control Programme (NVBDCP.) These numbers reflect how the ailment has become one of the biggest health concerns across the country. The endemic conditions of the disease can be attributed to the hot and humid climate of India, suitable as breeding grounds for the Aedes aegypti mosquito. This breed of mosquito is the root cause vector of dengue fever that might turn fatal if dengue fever symptoms are not treated at the earliest.
One of the primary steps to deal with dengue is to identify its symptoms and avail the correct medical measures.
Dengue still continues to have a global impact, affecting approximately 390 million individuals each year. The dengue fever symptoms may vary as per the stage of disease.
- Typical symptoms
The initial dengue symptoms are mild and can be treated without much hassle if diagnosed at the earliest. It comprises –
- Joint pain.
- High fever.
- Lower WBC count.
- Severe headache.
- Mild gum or nose bleeding.
- Severe eye pain.
- Easy bruising.
- Bone and/or muscle pain.
- Dangerous symptoms
Considering that the infection gets complicated, the symptoms vary –
- Vomiting blood.
- Difficulty in breathing.
- Severe abdominal blood.
- Pale, clammy, and cold skin.
- Patches or red spots on skin.
- Drowsiness or irritability.
Irrespective of whether the symptoms are that of mild or severe dengue infection, it is imperative to approach for medical treatment immediately. Considering that the expenses to avail such treatments can be substantial, you can opt for a Dengue Insurance Cover offered by Bajaj Finserv under its Pocket Insurance & Subscriptions. This insurance plan covers the expenses related to medication and hospitalisation charges against a minimal premium of Rs.299 per annum. Such covers bring with it the convenience of multiple payment options that include –
- Credit or debit cards.
- Online account transfers.
- Mobile Wallets, etc.
While such insurance plans cover the financial aspect for the treatment of the disease, it’s essential to have a comprehensive idea about the treatment procedure as well.
Treatment of dengue fever
As of yet, there is no given dengue treatment procedure considering that cures are specific to the cases. Doctors often recommend higher liquid intake to prevent dehydration from high fever and vomiting.
However, in case of severe dengue infection, individuals would need to opt for –
- Supportive care in hospital.
- Regular blood pressure monitoring.
- IV fluid and electrolyte replacement.
- Blood transfusion.
Such thorough medical treatment needs individuals to approach efficient healthcare options. While this ensures suitable treatment, availing them often involves high-end expenditures. Such financial requirements are well met by a hospital cash cover insurance policy that comes with an easy application process, coupled with an adequate sum insured. It makes the insurance cover an ideal way to deal with regular expenses while undergoing treatment at a hospital.
While dengue fever symptoms can be treated well with proper medical care, preventing the disease from occurring would be the best approach. Along these lines, it is essential to adhere by a few tips to prevent the disease.
Dengue fever prevention tips
Dengue can be avoided considering that individuals adopt a few healthy measures that include –
- Wearing long-sleeved clothes to ensure the least skin exposure.
- Use mosquito nets, screens, window-nets to prevent the mosquito from entering the room.
- Emptying items that hold water in the surroundings to act as a breeding ground of mosquitoes, or the causes of dengue.
- Use mosquito-repellents.
With such tips in practice, the chances of being affected by mosquito-related diseases like dengue are narrowed down. However, dengue is not the only monsoon disease that an individual should be aware of. With increased chances of falling sick or getting into accidents during the monsoon, owing to an escalated presence of bacteria and viruses, it is even advisable to have a monsoon insurance cover in place. Prevention starts with taking necessary precautions, which now should include a comprehensive health insurance policy.
According to reports from the Vidyalakshmi website, almost 54% of the total population of India is below the age of 25, and less than 5% of the entire workforce receives appropriate training to stay employed.
The Vidyalaksmi scheme aims to provide a way for such students to continue their higher studies and learn proper employable skills. As an initiative, the program offers a website where students can search, apply and keep track of availed educational loans and scholarships.
Features and benefits of Vidyalakshmi scheme
Here are a few features provided by the online Vidyalakshmi scheme portal –
- Up to date information on educational loans offered by financial institutions. Details regarding eligibility, loan amount, repayment tenor etc. are listed on the website.
- Availability of the Common Educational Loan Application Form (CELAF) issued by the Indian Banks Association (IBA). It is a universal form accepted by financial institutions all across India.
- Applicants can apply to a maximum of 3 lenders via a single Vidyalakshmi loan application form or CELAF.
- Financial lenders can download information submitted by applicants for verification. They can also inform students of the loan processing status via the website.
- Applicants can address any grievances by directly sending an email to the financial institution.
- The website offers a total of 99 different types of educational loans.
However, educational loans are only known to cover tuition fees. Daily and accommodation expenses associated with studying in a different state or abroad can be expensive and can be easily covered by a simple loan against property for higher education.
Besides these features, the Vidyalakshmi scheme also offers some crucial benefits, such as:
- The website lists all information related to loans, scholarships, and lenders. This assures complete transparency between the lender and the applicant.
- The exclusion of any hidden charges.
- Students can keep track of their loans without having to visit the financial institution.
In order to apply for the Vidyalakshmi program, the applicant must fulfill these criteria:
- They should be an Indian citizen.
- Parental income up to Rs.4.5 lakh p.a.
- They should already have secured admission in their preferred educational institute. Similar terms apply for overseas education. If you wish to pursue your graduation in one of the best American universities, you would have to qualify in the entrance examinations before applying for the loan.
- Applicable for courses accredited by National Assessment and Accreditation Council (NAAC) and National Board of Accreditation NBA. Institutes that are not accredited have to be approved by respective regulatory bodies.
Created and maintained by the National Securities Depository (NSDL) e-Governance Infrastructure, here are the steps to apply for the Vidyalakshmi program –
- Account registration
Account registrations require the applicant’s name, email address and a phone number. After filling up the details, an email is sent to the registered email containing an activation code which is valid for 24 hours.
- Scheme selection
Applicants are advised to browse through these schemes before selecting a lender. They can also create a budget sheet to manage finances better if studying abroad or in a different part of the country.
- Form fill-up
The application process consists of these seven sections:
- Basic information.
- Personal information.
- Banker details.
- Course details.
- Cost of financial details.
- Upload documents.
Processing starts once you have successfully submitted all necessary details.
- Application status
The application status page allows applicants to follow up with lenders regarding the application status. They can email them or contact them directly through details listed on the website.
Documents required for Vidyalakshmi loan are as follows:
- Mark sheets.
- Proof of admission to a particular course.
- Income proof.
- List of expenses as provided by the institution.
- Form 16.
- Latest IT return.
- Copy of land records.
- Undertaking letter in absence of PAN and Aadhaar number.
- Photos of applicant, parent, co-applicant/guarantor.
The Vidyalakshmi website lists some of the top financial institutions offering educational loans to prospective students. However, educational loans do not cover daily expenses. Lenders, therefore, have introduced educational loans against property to ensure students can financially support themselves when they are studying away from home.
Bajaj Housing Finance Limited is an HFC that provides such loans with attractive rates on interests.
The company also provides pre-approved offers that simplify the process of availing a loan against property. Check your pre-approved offers simply in exchange for your name and mobile number.
The Vidyalakshmi scheme provides favourable solutions to students who do not have the means of acquiring appropriate educational funds. The information provided should help apply for the programme with relative ease.
Axis Bank is supported by the country’s largest financial institutions, UTI, LIC, GIC, and its subsidiaries. The bank was established in 1993 with a capital of Rs. One hundred fifteen crores, with UTI at Rs. 100 crores, LIC-Rs. 7.5 crores and GIC and its four subsidiaries each Rs. 1.5 crores Rs.
Hence the Axis Bank and Axis Mutual Fund are considered private sector entities and run by PSUs despite being promoted.
Among the many funds and their successive series, the Axis Long Term Equity Fund is excellent.
Axis Mutual Fund is a financial service offered by Axis Bank Limited. Many mutual funds start with equity funds, hybrid series, ELSS funds, mid-cap funds, large-cap funds, and many more.
It is also different from evolution, derivation, etc. The Axis Long Term Equity Fund is an excellent fund out of various funds and their successive series.
The fund is a SIP fund with a lock of 36 months, but all risks are covered by units earned every month according to the NAV value in the SIP.
But if taken for long-term investment, this fund has been able to give outstanding returns.
Why it is the best investment in 2020
- It also gives tax benefits under 80C. Yet Axis customer service is very saturated.
- They are suggesting better plans and future funds.
- There are dedicated employees to answer questions about each fund.
- There are daily SMS and telephone feedbacks about the operation of mutual funds, and they also enlighten the better funds.
- Almost all mutual fund firms now offer online platforms to make investing in mutual funds easier.
- It is the Axis Mutual Fund, which is going a step ahead. If you have already invested in a share or mutual fund, investing in Axis through the website will good.
- Even if you are a new investor, the site is easy to register and use.
- For KYC, their customer care staff is more than willing to help.
- Axis is a company that takes online/mobile connectivity very seriously.
So an outstanding service provider, satisfied. A must invest.
How to invest in Axis Long Term Equity Fund scheme
Depending on the year you wish to invest and the corpus you want to accumulate, you will have to keep a separate portfolio of mutual funds in midcap, large-cap, specific sectors, diversified, debt, etc.
Axis Fund House is doing well in ELSS, and it appreciates new funds in other categories, and some are only two years old. By comparing with other peers, you can invest and track funds.
At ELSS, for the last five years, Axis’ long-term equity fund has generated around 20 percent return and ranked as No.1.
Why you should invest
The fund has an outstanding outperformance track record. In its stock picks, it emphasizes quality and performance, prioritizing companies with better cash flow and higher earnings visibility. While the fund continues to maintain a compact portfolio, in recent times, it has sharply reduced the number of shares in response to current market conditions where only a select few stocks are doing well.
In some high-conviction bets, the fund manager is comfortable taking a broader position to achieve higher outperformance. The fund is more successful than its peers in reducing the downside. For a long time, this kept it in good standing; even he avoided matching peers during the market boom. The fund has proved to be a reasonable bid in this category.
Note: In my view, Axis Mutual Fund is successful on particular criteria like any other asset management firm in India. If you feel that the Axis Fund is suited to your horizons, goals and risk appetite, then you can invest in it or any other fund of your choice or as per your advisory recommendations.
Corporate events are quite a common yet important happening in progressive countries like the USA, UK, and UAE. The organizers have to be very careful as most of the events are of international level. They need to focus on the management perspective as well as the purpose and idea of the event to ensure its success.
The UAE is enjoying the special attention of the world due to the ever-growing corporate sector. It attracts international audiences and investors; therefore, the organizers have to pay even more attention to the managerial tasks. The organizers follow few management strategies to please their attendees and achieve the purpose of their corporate event.
This article aims to highlight some of the practices that can help you ensure the proper management of corporate events and contribute to your success.
Top 5 Practices to Successfully Manage Corporate Events
Managing a corporate event is not an easy task. Setting the objective and agenda of the event is one thing; however, ensuring the best on-site arrangement is also crucial for the success of the event. The organizers often spend months planning the event, which can easily go down the drain if they do not properly look after the execution process.
The following are some of the best practices that can ensure successful management of corporate events and help you achieve your purpose.
1. Think Outside the Box
The very first practice that can ensure successful management of corporate events is to think out of the box. Do not stick to the limitations, but try to explore your options. It means that you should not restrict yourself to safe practices, but include new things and practices.
Taking risks often causes fear to the organizer, while they can also not stick to old practices as it lacks the element of exciting the attendees. Therefore, the organizers often acquire the services of corporate event Dubai based companies to arrange spectacular events with the best management.
2. Experiment with your Layout
The second practice that you need to include in your corporate vent organization to ensure better management is to experiment with your layout. It can be in terms of the layout of your event, as well as your venue. The main point is, do not fear a little risk and experimentation.
Moreover, always have a backup plan ready for execution, if you face any challenge in the execution of some risky plan. Try to experiment with the arrangement of activities of the event to boost the interest of the attendee. Whatever you do, stay well prepared and do not lose control.
3. Utilize Upgraded Tech
Technology is an important part of this modern era. So, it is only natural that you make the most use of it in your corporate events as well. If you do not utilize it, the attendees will not develop a good image. They will consider your event an outdated happening.
So, make sure to utilize the upgraded technology in your arrangements. Include it in your invitation to the registration strategy. Moreover, ensure the better onsite experience of the events through it. You can also use it to collect feedback from the participants during the event.
4. Keep Your Eyes on ROI
One of the best practices to ensure successful management of your corporate event is to keep your eyes on the return on investment. The major purpose of corporate events is to attract more and more clients and investors while maximizing the profit of the organizers.
If you fail to achieve this purpose as well, it means your event was a complete failure. So, you can focus on the managerial aspects which hold significant importance for your attendees. Do not focus only on making them flawless but inspirational enough to get the attention of your target audience.
5. Ensure VIP Management
Another important practice that can ensure successful management of your corporate event is ensuring VIP management. Treat all your event attendees and participants with utmost respect and care. Ensure the fact that they feel welcomed and have all the support to enjoy every bit of the event.
You may get busier in other management tasks and fail to tend your guests. So, you can acquire the services of corporate events Dubai based companies to look after the needs and satisfaction of your attendees. You can also ensure the best VIP management by relying on professionals.
Are you short on time?
If no, it means that you have got plenty of time to focus on various areas of management. If yes, it never means that you can ignore certain parts of management and compromise on the success of your events. The success of your event means the success of a number of other people involved in your event, so do not disappoint them.
Do not try to take any short cut to success. However, if you are short on time, it is best to rely on professional help. Trust their experience and expertise to get the best results of your shortly prepared event.
So get back to work and utilize everything in your control to ensure the success of your corporate event.
Mutual funds investment in India used to be viewed with trepidation earlier. However, Indians have not only warmed up to this asset class but are embracing it and turning into evolved investors. Although the penetration of the mutual fund industry in India is lower as compared to other countries, the growth of this sector in India is higher than in other nations.Over the previous decade, the mutual fund industry in India has experienced a CAGR of more than 12%.
As of 31st December 2019, the Assets Under Management (AUM) had crossed a new milestone and was worth Rs 27,25,932 crore. Mutual funds investment in India has empowered several individuals to create wealth over a long time.
If you have been contemplating beginning your wealth creation journey with mutual funds but aren’t sure about how to begin, this article will help you address some important questions.
How Do Mutual Funds work?
Investors pool in money to form a mutual fund and an asset management company or an AMC is appointed to manage the fund according to various goals. They have professionals who understand how market and money flow works and then there are trustees of mutual funds who monitor the AMCs activities to ensure that investors’ money is protected and is growing. The AMCs’ invests that money in share market, bonds and securities. The high fluctuation in the stock markets does not ensure a subtle growth of the money and so the professionals in the AMCs come up with a better option. For equity investments they invest, not in one, but several industries. Now, if one of the equity stocks fails to give profit, others can compensate for the loss and balance the debt. Likewise, your money is always protected and growing at a substantial rate.
After investing your money in mutual funds, you are then given units which represent the money invested in the funds. These units are easily redeemable to get back your money, mentioned along with NAV, that is Net Asset Value. The NAV represents the value of one unit of your investment after all your fund expenses and management fees are paid. With this, you can check the market value of your investment by multiplying the given NAV to the number of units you hold.
Types of Mutual Funds Investments
Mutual funds investment in India is possible in two ways, through lump sum amount or SIPs, or Systematic Investment Plan. This makes mutual funds accessible for anyone, for entrepreneurs, salaried, businessmen etc. The gains generated from these investments are then distributed proportionately among the investors depending upon their NAV. On the whole, investment in mutual funds is one of the most viable options for common people in India who are not able to devote their time in markets and look to opt for a better solution for the growth of their money.
Investing in Mutual Funds:
You should keep in mind a few things when investing in mutual funds:
- Understand your risk-taking capacity and capability, referred to as risk profiling.
- Divide your money between various asset classes, asset allocation.
- Compare mutual funds based on investment objectives and past performance, thus identifying each asset class.
- Decide in which mutual fund schemes would you be investing in and apply for application online and offline both.
- Follow-ups and diversification of your investment are important to get the best out of your investment.
Investing in mutual funds will require you to have a well-defined goal answering the question- why are you investing in mutual funds.
After identifying the risks be prepared with your details like address proof, identity proof, a cancelled check and passport-sized photographs. Use your PAN card to complete your KYC details. After completing all the necessary details, get in touch with someone likely to help you invest your money the right way. This could be a broker, an organisation or through some websites or apps. You will be informed of all the required details and then your capital would be invested in that particular mutual fund for substantial growth. The period of investment will depend upon you, giving you the authority to credit your money back to your account whenever required, with a minimal fee deduction.
Understanding the schemes
You might have heard the phrase -” Mutual funds investment are subject to market risks, please read all the scheme related documents carefully”. Adhering to this phrase is important, for you are investing your hard-earned money. Reading about all the schemes and plans before an investment is the most important thing when investing in mutual funds. Direct investment or investment through SIPs, both are beneficial but will come at some risk, resulting in giving you a happy profit.
Mutual funds are a proven way to create wealth over the long term for the busy or lay investor who finds it difficult to invest directly in equity markets. Mutual funds can also be an attractive option for those looking to invest their funds for a relatively shorter duration. It is important to evaluate one’s goals, objectives, risk appetite and investible amount before investing in mutual funds.
A home has a lot of story to tell about his or her character. A home is very important space for everyone especially the mommies . They usually have minimum contact with other people, unlike others. The design of a home is hugely inspired by a person’s personality and lifestyle . A home reflects their persona. Home is a special place for mothers to relax and re-energize themselves. They love to spend maximum time at home moreover, a mother does not have many options.
Here are some tips which can be used to design the home so that as a mother you can enjoy me time.
- Smaller seating areas
Mothers usually have lot of responsibilities and very few close friends. They prefer to have intimate conversations with few or small group of people. A small and peaceful seating arrangement will be perfect for a heart to heart conversation. A simple get together with close friends in afternoon will make them happy. Moreover, they can also spend some quality time watching their favourite movies on laptop or mobile phone on this seating area when the child is napping.
- Coswy Spot
Every mother wants to have a cozy space as their favorite spot at home. It can be aanything like a particular room or just a corner. They prefer the cozy spot to relax and have some break from their busy motherhood. The way of taking break can be different for different people, but the purpose is same for all the mother. It is to relax and take a break. They can choose the furniture which makes them comfortable. A rocking chair will be more relaxing at the cozy spot.Moreover , they can chill at this cosy space, read books and even listen to their favourite songs.
- Clear Windows
Mothers don’t want to be felt trapped, often their busy schedule is considered that they want to be alone. The fact is mothers have very less time with themselves and they usually cant step out to fulfil their desire. They enjoy fresh air and bright lights, this is why they usually prefer big open windows. It can be covered with drapes for their privacy. A soothing curtain color will add more beauty. All you need is to invest in some cute wall curtains and an open the window. A fresh breeze can instantly make you happy and can refresh you.
- Well-planned & organized interior
Mothers are great at planning and organizing, all they need is some time. They always have a clear idea abut what each room should look like and their styling even before they start with furnishing the home. They usually organize everything and go as per planning starting from the kitchen to the dining area. Planning is the key. Once the décor is planned perfectly, do the installation and enjoy the comfortable space with your favourite book and coffee.
- Little things
Mothers prefer to fill their homes with thoughtful portrayal and pictures to give a special touch. It can also be a unique wall mural. A picture of their child, family or a painting created by them. These little things make them happy and more connected.
6. A Work Space at Home
A mother will hate to work in a busy environment. They always prefer to have an own space or a room to work. This can simply be a corner of a house. They want needful thing at the work space so that they don’t have to look for anything during their busy work schedule.
7. Quiet Hobbies
A hobby is must for anyone any everyone. It keeps them engaged and happy on the long run. The best thing for a mommy is to search for a quality hobby that can bring inner peace. It could be anything like painting, reading books, cooking, gardening, writing blogs etc. As a mother squeeze out some time from your busy schedule and focus on your hobbies too.
Introverts never enjoy partying or socializing. They prefer to enjoy their own time and company. They usually indulge in relaxing hobbies like reading books, gardening, and DIY stuff. These all will also make a great home decor.
If you need a vacuum sealer and you are going to the market to buy a vacuum sealer, then you need to keep a few things in mind. Make sure you pay attention to each of their specialties which is good for you.
You need to buy a vacuum sealer if you want to have a sealing method in order to keep your food safe. Some vacuum sealers are similar to handheld models that are made only to seal small bags, and some that are machinable to larger models accommodate larger bags. If you want to serve more than one meal at a time, you will need a large vacuum sealer which will provide much better comfort for you. There are also many larger models that accommodate smaller bags as well. If you want to make custom size bags then this is an ideal for you. A good option is to use vacuum bag rolls inside many vacuum sealers.
If you are planning to purchase a vacuum sealer for canning some things in your kitchen, let us tell you that you need to buy a vacuum sealer that comes with a vacuum tube. If you are able to buy it separately, then you have to keep in mind that it fits or does not fit with your seal. And other items you can buy are bottle tubes and vacuum containers. The container is very useful for those who want to seal food without bags. Nearly every manufacturing company may have recommendations for the manufacture of these items separately. If you don’t need any accessories when buying your seal and you want to choose one that comes with the ability to buy them later?
When we go to the market to buy a sealer, then we should also keep in mind how much its power is, so much power does not improve automatically. If you need a strong power sealer, it will make more noise in your own kitchen and work area. High power sealer is for those who are thinking of using it regularly and it is a better option for those who have a lot of work for them. If you have less work for them and you are sometimes thinking of using your vacuum sealer then you can get away from the low power option.
How much space you need for a seal depends on you how much size seal you need. If you have more space and counter and storage space then you can keep a big and powerful seal which is full of all your features. Large size seal takes up a lot of space. If your space is limited or less, then you should consider buying something smaller. You have to choose keeping in mind that the seal you are going to choose must be between an industrial grade and a small portable seal. There are many kitchen models which are medium size and light and also take less space.